{"id":126796,"date":"2014-07-18T09:23:29","date_gmt":"2014-07-18T08:23:29","guid":{"rendered":"https:\/\/joyana.fr\/?p=126796"},"modified":"2018-07-18T14:30:54","modified_gmt":"2018-07-18T13:30:54","slug":"lydia-comment-payer-avec-son-mobile","status":"publish","type":"post","link":"https:\/\/www.joyana.fr\/ja\/lydia-comment-payer-avec-son-mobile\/126796\/","title":{"rendered":"LYDIA – comment payer avec son mobile"},"content":{"rendered":"

\"LYDIA<\/p>\n

Je crois que j’ai trouv\u00e9 le meilleur moyen de payer avec mon mobile<\/strong>, c’est Lydia<\/strong><\/a> ! Car \u00e9tant allergique au cash (je le perd, je le crains, je ne sais pas o\u00f9 le mettre…), je n’en ai jamais sur moi. Et d\u00e9sormais quand je dois rembourser un proche, payer quelqu’un, ou un commer\u00e7ant, j’utilise cette nouvelle application fran\u00e7aise…<\/p>\n

\u2013 COMMENT PAYER AVEC SON MOBILE ? \u2013<\/strong><\/span><\/h2>\n

L\u2019application Lydia est d\u00e9sormais c\u00e9l\u00e8bre chez les moins de 25 ans ! Pourquoi d’apr\u00e8s vous ? Car cette jeune g\u00e9n\u00e9ration d\u00e9mat\u00e9rialise tout ! La musique, les jeux-videos, les films, il fallait bien que \u00e7a arrive \u00e0 l’argent ! On connait le succ\u00e8s de PayPal, des bitcoins, et maintenant c’est une application fran\u00e7aise au design intuitif et s\u00e9duisant, qui fait parler d’elle (et elle paye ses imp\u00f4ts en France, oui monsieur…) !<\/p>\n

C’est vous donc cher lectorat \u2013 qui est majoritairement dans la case 25-45 ans \u2013 que j’invite \u00e0 tester cette application \u00e0 l\u2019id\u00e9e simple : remplacer les CB, ch\u00e9quier, et argent liquide, par un paiement par smartphone, gratuit, en temps r\u00e9el ! Lydia permet de payer ses achats chez un commer\u00e7ant, ou de rembourser un copain avec mon mobile… Mais comment \u00e7a marche ?<\/p>\n

\u2013 LYDIA, COMMENT \u00c7A MARCHE ? \u2013<\/strong><\/span><\/h3>\n

Lydia est application de paiement par mobile, gratuite et instantan\u00e9e, qui va r\u00e9volutionner notre quotidien. Il vous suffit de t\u00e9l\u00e9charger l\u2019application sur son smartphone, de cr\u00e9er un compte avec num\u00e9ro de t\u00e9l\u00e9phone et un mot de passe et, enfin, de renseigner vos num\u00e9ros de carte bancaire (et encore, vous verrez que vous pouvez aussi l’utiliser sans carte bancaire)… Le tout enti\u00e8rement s\u00e9curis\u00e9 bien entendu !<\/p>\n

Ainsi apr\u00e8s chaque paiement r\u00e9alis\u00e9 de choisir de d\u00e9biter une carte bancaire ou son compte Lydia ainsi que\u00a0la possibilit\u00e9 d\u2019utiliser son solde Lydia pour payer avec Apple Pay.<\/p>\n

Si vous devez payer un commer\u00e7ant cela se passe par QR code, Apple Pay, ou Samsung pay ; il le scanne et le paiement est fait (vous recevez toujours une notification de paiement). Entre particuliers ou amis, cela se passe par num\u00e9ro de t\u00e9l\u00e9phone. Votre compte bancaire, ou votre cagnotte Lydia (si vous avez re\u00e7u des paiements d’autres personnes au paravent) est alors d\u00e9bit\u00e9 instantan\u00e9ment et le compte du destinataire, cr\u00e9dit\u00e9 comme pour n\u2019importe quel autre paiement. Etant chez le Cr\u00e9dit Agricole, ma carte ne me permet pas de payer avec APPLE PAY, le probl\u00e8me est d\u00e9sormais r\u00e9solu gr\u00e2ce \u00e0 Lydia…<\/p>\n

J’ai aussi par exemple rembours\u00e9 ma soeur d’un cadeau commun en 10 secondes via nos deux num\u00e9ros de t\u00e9l\u00e9phones connect\u00e9s \u00e0 Lydia… C’EST GRATUIT ENTRE PARTICULIERS ! Je le met en majuscule, car en tant que particulier vous ne paierez jamais de frais, seulement les commer\u00e7ants ou vendeurs paieront un pourcentage entre 0,7 et 1,5%). La seule que vous devez payer pour d\u00e9bloquer toutes les fonctionnalit\u00e9s c’est l’offre premium…<\/p>\n

\"LYDIA<\/p>\n

\u2013 LYDIA PREMIUM \u2013<\/strong><\/span><\/h3>\n

Lydia Premium c’est 2,99\u20ac\/mois ! Vous allez me dire “ah faut payer pour avoir toutes les fonctionnalit\u00e9s” Oui mais, quand on connait le prix d’un compte en banque, et d’une carte bancaire, on peut tr\u00e8s vite trouver l’offre premium peu ch\u00e8re !<\/p>\n

Lydia premium permet de : Surveiller tous ses comptes en banque (si vous \u00eates chez plusieurs banques c’est super pratique, j’ai d’ailleurs un vieux compte que je n’ai jamais ferm\u00e9 \u00e0 la BNP que je surveille via l’application), faire des virements bancaires, cr\u00e9er des cagnottes en ligne pour un cadeau ou autres, rembourser ses amis par SMS et e-mail, payez par Apple Pay, Samsung Pay ou QR code (m\u00eame si votre banque actuelle ne le permet pas). Programmer des paiements r\u00e9currents si vous voulez rembourser un ami en plusieurs fois par exemple…<\/p>\n

L’avantage principal de Lydia pour moi c’est aussi le fait de supprimer les cartes bleues, par des cartes virtuelles dynamiques (pour ne plus se faire pirater sa CB sur internet comme cela m’est arriv\u00e9 une fois, o\u00f9 j’ai du attendre 1 mois avant qu’on me rembourse 1500\u20ac), une carte universelle reli\u00e9e \u00e0 tous vos comptes (j’ai perdu une fois ma CB \u00e0 la gare, et je n’ai pas pu m’acheter \u00e0 manger et \u00e0 boire pour mon futur trajet Paris\/Marseille, c’est un probl\u00e8me qui ne m’arrivera plus…) …<\/p>\n

Voulez-vous essayer ? Je vous offre le premier mois avec le code “JOYANA” et ensuite vous pouvez arr\u00eater l’abonnement quand vous voulez ! D’ailleurs si vous n’avez pas saisie tous les avantages que propose l’offre premium voici un tableau r\u00e9capitulatif :<\/p>\n

\"LYDIA<\/p>\n

N’h\u00e9sitez pas \u00e0 me poser des questions dans les commentaires si un point n’est pas clair pour vous…<\/p>\n","protected":false},"excerpt":{"rendered":"

Je crois que j’ai trouv\u00e9 le meilleur moyen de payer avec mon mobile, c’est Lydia ! Car \u00e9tant allergique au cash (je le perd, c’est sale, je ne sais pas o\u00f9 le mettre…), je n’en ai jamais sur moi. Et d\u00e9sormais quand je dois rembourser un proche, payer quelqu’un, ou un commer\u00e7ant, j’utilise cette nouvelle application fran\u00e7aise…<\/p>\n","protected":false},"author":3,"featured_media":126801,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_uag_custom_page_level_css":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_themeisle_gutenberg_block_has_review":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[99],"tags":[2497,28,2496],"class_list":{"0":"post-126796","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-the-journal","8":"tag-application","9":"tag-high-tech","10":"tag-payer-avec-son-mobile","11":"entry"},"featured_image_urls":{"full":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=2000%2C1333&ssl=1",2000,1333,false],"thumbnail":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=389%2C259&ssl=1",389,259,true],"medium_large":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=768%2C512&ssl=1",768,512,true],"large":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=1024%2C682&ssl=1",1024,682,true],"1536x1536":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=1536%2C1024&ssl=1",1536,1024,true],"2048x2048":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=2000%2C1333&ssl=1",2000,1333,true],"featured-thumb":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=1903%2C750&ssl=1",1903,750,true],"ab-block-post-grid-landscape":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=600%2C400&ssl=1",600,400,true],"ab-block-post-grid-square":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=600%2C600&ssl=1",600,600,true],"author-pro-image":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=360%2C570&ssl=1",360,570,true],"slider":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=920%2C400&ssl=1",920,400,true],"woocommerce_thumbnail":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=450%2C450&ssl=1",450,450,true],"woocommerce_single":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=920%2C613&ssl=1",920,613,true],"woocommerce_gallery_thumbnail":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=180%2C180&ssl=1",180,180,true],"sow-carousel-default":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=272%2C182&ssl=1",272,182,true]},"post_excerpt_stackable":"

Je crois que j’ai trouv\u00e9 le meilleur moyen de payer avec mon mobile, c’est Lydia ! Car \u00e9tant allergique au cash (je le perd, c’est sale, je ne sais pas o\u00f9 le mettre…), je n’en ai jamais sur moi. Et d\u00e9sormais quand je dois rembourser un proche, payer quelqu’un, ou un commer\u00e7ant, j’utilise cette nouvelle application fran\u00e7aise…<\/p>\n","category_list":"THE JOURNAL<\/a>","author_info":{"display_name":"Jo Yana","author_link":"https:\/\/www.joyana.fr\/ja\/author\/joyana\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=2000%2C1333&ssl=1",2000,1333,false],"thumbnail":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=389%2C259&ssl=1",389,259,true],"medium_large":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=768%2C512&ssl=1",768,512,true],"large":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=1024%2C682&ssl=1",1024,682,true],"1536x1536":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=1536%2C1024&ssl=1",1536,1024,true],"2048x2048":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=2000%2C1333&ssl=1",2000,1333,true],"featured-thumb":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=1903%2C750&ssl=1",1903,750,true],"ab-block-post-grid-landscape":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=600%2C400&ssl=1",600,400,true],"ab-block-post-grid-square":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=600%2C600&ssl=1",600,600,true],"author-pro-image":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=360%2C570&ssl=1",360,570,true],"slider":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=920%2C400&ssl=1",920,400,true],"woocommerce_thumbnail":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=450%2C450&ssl=1",450,450,true],"woocommerce_single":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?fit=920%2C613&ssl=1",920,613,true],"woocommerce_gallery_thumbnail":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=180%2C180&ssl=1",180,180,true],"sow-carousel-default":["https:\/\/i0.wp.com\/www.joyana.fr\/wp-content\/uploads\/2018\/07\/LYDIA-comment-payer-avec-son_SMARTPHONE.jpg?resize=272%2C182&ssl=1",272,182,true]},"post_excerpt_stackable_v2":"

Je crois que j’ai trouv\u00e9 le meilleur moyen de payer avec mon mobile, c’est Lydia ! Car \u00e9tant allergique au cash (je le perd, c’est sale, je ne sais pas o\u00f9 le mettre…), je n’en ai jamais sur moi. Et d\u00e9sormais quand je dois rembourser un proche, payer quelqu’un, ou un commer\u00e7ant, j’utilise cette nouvelle application fran\u00e7aise…<\/p>\n","category_list_v2":"THE JOURNAL<\/a>","author_info_v2":{"name":"Jo Yana","url":"https:\/\/www.joyana.fr\/ja\/author\/joyana\/"},"comments_num_v2":"0 comments","yoast_head":"\nLYDIA - comment payer avec son mobile | JO YANA<\/title>\n<meta name=\"description\" content=\"Je crois que j'ai trouv\u00e9 le meilleur moyen de payer avec mon mobile, c'est Lydia ! Car \u00e9tant allergique au cash, je n'en ai jamais sur moi. 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